:root{--navy:#103354;--blue:#176db5;--blue2:#eaf6ff;--yellow:#ffb91f;--ink:#132238;--muted:#5b6b7c;--line:#d8e2eb;--paper:#fff;--soft:#f5f9fc;--shadow:0 12px 32px rgba(16,51,84,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif;background:var(--paper)}a{color:#1266a8}img{max-width:100%;height:auto} .topbar{background:var(--navy);color:#fff;border-bottom:4px solid var(--yellow)}.navwrap{max-width:1160px;margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;letter-spacing:.5px;color:#fff;text-decoration:none;font-size:21px;line-height:1.15}.brand small{display:block;font-size:10px;letter-spacing:2px;color:#c7d8e6;margin-top:4px}.nav{display:flex;flex-wrap:wrap;align-items:center;gap:8px 22px}.nav a{color:#fff;text-decoration:none;font-weight:700;font-size:14px}.nav a:hover{color:var(--yellow)}.nav .navcta{background:var(--yellow);color:#1b2a3b;padding:9px 15px;border-radius:8px}.container{max-width:1120px;margin:auto;padding:0 22px}.hero{background:linear-gradient(115deg,#e8f6ff 0%,#fff 60%,#edf7ff 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns: .9fr 1.1fr;gap:34px;align-items:center;padding-top:40px;padding-bottom:42px}.heroimg{max-width:420px;width:100%;border-radius:22px;mix-blend-mode:multiply;filter:drop-shadow(0 18px 18px rgba(14,54,83,.12))}.eyebrow{color:#0d6db1;text-transform:uppercase;letter-spacing:1.5px;font-size:12px;font-weight:800}.hero h1{font-size:clamp(32px,4.1vw,51px);line-height:1.08;letter-spacing:-1.2px;margin:9px 0 18px;color:#0e2032}.hero h1 span{color:var(--blue)}.lead{font-size:19px;color:#364c60;max-width:640px}.buttons{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 12px}.btn{display:inline-block;border-radius:9px;background:var(--yellow);color:#182b3b;text-decoration:none;font-weight:800;padding:13px 20px;box-shadow:0 5px 0 #df9710}.btn.secondary{background:var(--navy);box-shadow:none;color:white}.fine{font-size:12px;color:#657487}.trustline{display:flex;flex-wrap:wrap;gap:12px 18px;color:#486176;font-size:13px;margin-top:18px}.trustline span:before{content:'✓';color:#0a8a62;font-weight:bold;margin-right:6px}.section{padding:54px 0}.section.soft{background:var(--soft)}.section h2{font-size:clamp(26px,3vw,36px);line-height:1.2;margin:0 0 12px;color:#112d48}.section-intro{max-width:760px;color:var(--muted);margin:0 0 28px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:22px;box-shadow:var(--shadow)}.card h3{margin:0 0 8px;font-size:19px;color:#173b5b}.card p{margin:0;color:#526579}.iconbox{width:42px;height:42px;border-radius:12px;background:#fff0c9;display:grid;place-items:center;font-size:22px;margin-bottom:15px}.notice{border-left:4px solid var(--yellow);background:#fff8e8;padding:15px 18px;border-radius:0 10px 10px 0;color:#4b4c45}.tablewrap{overflow:auto;border:1px solid var(--line);border-radius:12px}table{border-collapse:collapse;width:100%;min-width:520px;background:white}th,td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line)}th{background:#eaf4fb;color:#173b5b}tr:last-child td{border-bottom:0}.faq details{padding:17px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;color:#173b5b}.faq p{color:var(--muted)}.pagehead{background:linear-gradient(115deg,#e8f6ff,#fff);padding:44px 0 36px;border-bottom:1px solid var(--line)}.pagehead h1{font-size:clamp(32px,4vw,46px);line-height:1.1;margin:8px 0 12px}.content{max-width:850px;padding-top:35px;padding-bottom:60px}.content h2{margin-top:32px;color:#143b5b}.content h3{margin-top:22px}.content li{margin:8px 0}.footer{background:#0c2944;color:#d7e5f1;padding:35px 0}.footer a{color:#ffcf55}.footergrid{display:grid;grid-template-columns:2fr 1fr;gap:28px}.footer p{margin:7px 0}.footer small{color:#b5c8d8}.disclosure{background:#f3f7fa;border:1px solid var(--line);padding:13px 15px;border-radius:9px;font-size:13px;color:#526579}.breadcrumb{font-size:13px;color:#64788a;margin-bottom:10px}.pill{display:inline-block;background:#d9efff;color:#13527c;border-radius:99px;padding:5px 10px;font-size:12px;font-weight:800}.mobilehint{display:none}
@media(max-width:800px){.navwrap{align-items:flex-start;flex-direction:column}.nav{gap:10px 15px}.hero-grid{grid-template-columns:1fr;gap:15px;padding-top:28px}.heroimg{max-width:330px;display:block;margin:auto}.grid3,.grid2,.footergrid{grid-template-columns:1fr}.section{padding:40px 0}.lead{font-size:17px}.nav a{font-size:13px}}